Why you should get an appraisal from Allied Appraisal GroupEach year, thousands of people in Indiana purchase, sell or refinance their home. Most of these transactions contain a simple line item for an appraisal. The majority of lenders still want a local expert because the stakes are very high, even though there are a developing number of automated home valuation processes that might seem more practical than an appraisal. Is securing a mortgage the only reason to acquire an appraisal? Are there more times when the services of a licensed, independent real estate professional could be helpful? Absolutely. 
Contest your tax assessmentIf you are in an area where the property value has depreciated, it's possible you're paying too much in property taxes. An appraisal from Allied Appraisal Group is your best evidence when building your case. We're capable of assisting you in challenging your tax assessment. Get rid of PMI to lower your mortgage paymentWhen the amount being loaned to the homeowneris more than 80% of the actual value of the property, almost all lenders ask homeowners to take out this supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. This extra payment is often lumped into the monthly mortgage payment and is quickly forgotten. This is unfavorable because PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, Allied Appraisal Group will give you a statement regarding the value of your home. The expense of the appraisal can generally be recovered in a short amount of time because you'll no longer be paying the PMI. Order an appraisal from Allied Appraisal Group Order onlineSettle a divorce with less stressA divorce is an especially horrible experience for the parties involved, and it is often more complicated by the difficult decision of who maintains the home. Regardless of the circumstances, it's a good idea to order an appraisal from Allied Appraisal Group so both parties are fully aware of the true market value of their property. If the parties wish to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Accurate and fair estate liquidationThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these affairs. And since a home or other property often makes up a disproportionate share of the total estate value, knowing the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal. Relocate to or from Cass County for workEmployee relocation is a stressful event, and we understand. That's why we take great care in setting up a convenient appointment time for the appraisal inspection. During our intensive inspection, we encourage relocating employees to provide feedback on the positive characteristics of their property, along with information regarding any current sales or listings in their neighborhood that they want considered. Close on your home quickly — for an accurate priceWhether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision when determining your asking price. Apart from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are based on our efforts to complete the appraisal report and not a percentage of the sales price. We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes stay on the market. 
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